Frequently Asked Medicare Questions

Original Medicare

What is Original Medicare?

What doesn’t Original Medicare cover?

How do I enroll in Medicare?

Enrollment Periods

When is the Medicare Initial Enrollment Period?

What is the Annual Enrollment Period?

What is a Special Enrollment Period

Medicare Options

What do the letters in Medicare A, B, C & D mean?

What options do I have for Medicare plans?

Medicare Advantage Plan

What is a Medicare Advantage Plan?

When can I join a Medicare Advantage Plan?

Can I drop my Medicare Advantage Plan?

Part D – Prescription Drug Plan

What is Part D prescription drug coverage?

When and how can I join a Medicare Prescription Drug Plan?

Can I get a plan to cover prescriptions?

Why is Part B Optional?

What if I don’t take any prescription drugs?

What is Medicare Part D Late Enrollment Penalty?

I have a retiree prescription drug plan from my former employer or union. Should I consider this prescription drug plan?

What if I can’t afford my prescriptions?

My income is very limited. It will be hard for me to pay the premiums and deductible under the Medicare prescription drug coverage. Is there any extra help for me?

Medicare Supplemental Plans

Why would I want a plan to supplement original Medicare?

I have heard of Medicare Supplement Guaranteed Issue. What is that?

What is a Medicare Supplement Plan (Medigap)?

How do I choose a Medicare supplement plan?

Am I eligible for a Medicare supplement?

I have heard that Medicare Supplements will no longer offer Plans F and C. Is that true?

Medicare Miscellaneous

Who pays the Medicare broker?

Please note: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.